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Travel Insurance

Get Cover-More travel insurance

Crashed your hire car? Eaten some dodgy street food? At Travel Money NZ, we understand accidents can happen while you’re on holiday. Regardless of your age or level of fitness, no one is immune to injuries and illnesses.

This is why we offer travel insurance through Cover-More, one of New Zealand's leading travel insurance and medical assistance providers – so you can be protected when the unexpected happens. In addition to protecting you from pricey medical bills and other costs, having Cover-More cancellation cover means you won’t have to worry if you need to delay or cancel your trip unexpectedly.

We also know that organising travel insurance isn't exactly the most exciting part of planning a holiday. But unless you’re willing to risk your safety and financial security, it’s an essential step for all travellers. Drop into your nearest Travel Money NZ store to get a quote or purchase your travel insurance today.

Cover-More protection for all ages and budgets

You can choose the travel insurance policy to suit your budget and needs, selecting from either an Options or Travelsure policy. Both policies can be customised to include snow sports, motorcycle and moped riding, existing medical conditions and more*.

Options Policy

Options is Cover-More’s most comprehensive travel insurance policy, offering top-level cover for your travel plans, medical care and personal possessions.


Essentials Policy

Essentials provides you with comprehensive insurance focusing only on coverage you believe you need.


Both policies include:

  • Overseas medical and dental cover
  • Cancellation and luggage cover
  • 15 working-day money back guarantee^
  • 24/7 Medical Emergency Medical Assistance

Children can be included on parents or grandparents policy at no extra fee. Please note that some customisations may result in an additional premium. 

Why choose Cover-More travel insurance?

With 30 years of experience in the travel insurance industry, and more than 2.2 million journeys covered each year, Cover-More understand travellers, so protection of you and your holiday couldn't be in better hands.

Cover-More understands that if something goes wrong you want expert help, fast, and to know you're not alone.  With Cover-More, the help you need is only ever a phone call away - whether it be for emergency medical assistance or claiming for lost luggage.

Cover-More insurance includes:

  • comprehensive medical and dental cover
  • medical evacuation to first world facilities, if required
  • 24/7 Emergency Medical Assistance
  • access to Travel GP, available from Cover-More only
  • up to 5 adults can be listed on one policy
  • cover for a number of advernture activities
  • 15 working day money back guarantee^

Need help?

We can tell you everything you need to know about the benefits of travel insurance, and provide you with expert travel insurance claims tips. 

Limits, sub-limits, conditions and exclusions apply. nsurance administered by Cover-More (NZ) Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. Consider the Policy Brochure and wording therein before deciding to buy this product. For further information see Zurich New Zealand’s financial strength rating. Any advice is general advice only. Please consider your financial situation, needs and objectives and read the combined FSG/PDS before deciding to buy this insurance.

*Some customisations may result in an additional premium.

^Money back guarantee applies if you cancel the policy within 15 working days (excluding public holidays) of purchase and you have not made a claim or departed on your journey.

~Accompanied children includes your children or grandchildren who are identified on the Certificate of Insurance and travelling with you on the journey, provided they are not in full-time employment and they are under the age of 21 years.